Back to School: Banaszek Family Law explains section 7 extraordinary expenses

Although COVID-19 has created many uncertainties surrounding the “back to school” season in Alberta, one thing remains constant for many separated parents – confusion about section 7 expenses and how to divide them.

In today’s blog, Adrianna Banaszek explains which expenses are classified as section 7 expenses to ensure a smooth transition into a new school year for separated parents and their children:

What is a Section 7 Expense?

In Canada, there are two types of child support obligations: section 3 (base/table support) and section 7 child support (special and extraordinary expenses). If you would like to learn more about child support, read our blog titled: The Basics of Child Support.

The Federal Child Support Guidelines (the “Guidelines”) define “special or extraordinary expenses” as expenses that are:

• necessary because they are in the child’s best interests; and

• reasonable given the means of the parents and the child and in light of the family’s spending patterns before the separation.

This means that determining what will be included as a section 7 expense also depends on the lifestyle of the family before separation, along with the reasonableness of the expense incurred for the child given their needs. Every family and each child’s needs are unique, making the qualification of section 7 expenses circumstantial to some extent.

Special and extraordinary child-related expenses are governed by section 7 of the Guidelines, and are apportioned between separated parents based on each of their respective incomes (each party pays the expense in proportion to their guideline incomes). Section 7 expenses capture those expenses which exceed the ones the parent requesting the support can reasonably cover by section 3 child support (they are not the “every day” expenses).

Special expenses typically include post-secondary school or private school tuition, medical expenses, extracurricular expenses, child care expenses, and other child-related costs.

Considerations for sharing Section 7 Expenses

If the section 7 expenses are eligible to be processed through a health benefits plan, you must only share the outstanding out-of-pocket cost in proportion to your guideline incomes. To determine which amount of a section 7 expense is eligible for division between the parents, the court will take into account any subsidies, benefits or income tax deductions or credits relating to the expense, along with any ELIGIBILITY to claim a subsidy, benefit or income tax deduction or credit relating to the expense.

If you believe that the other parent is inappropriately claiming a section 7 expense or requesting that you pay way more than you should be, contact our office to review your matter.

Does childcare qualify as a Section 7 Expense if I am not working?

The short answer is: NO. The Guidelines outline that childcare is classified as a section 7 expense if it is required as a result of a job, an illness, a disability, or educational requirements for employment if the child spends most of the time with that parent.

Need help calculating child support? Banaszek Family Law is here for you.

Still have questions or issues managing section 7 expenses? Banaszek Family Law is here to help you! During this time, all of our initial consultations are being scheduled as a telephone or video conference call at discounted rates.

Banaszek Family Law wants to see you and your children excel this school year! ●

Follow Banaszek Family Law on Twitter, Facebook, Instagram and LinkedIn for more updates on family law issues.

View from the Driver’s Seat: Banaszek Family Law prepares you for your initial consultation with a family lawyer

Working up the courage to attend at an initial consultation with a family and divorce lawyer is a hurdle for many people to overcome. Many people believe that they must be prepared to walk away from their relationship or be prepared to endure protracted litigation if they are scheduling a meeting with a lawyer. Adrianna Banaszek, family lawyer and founder of Banaszek Family Law, explains that this perspective should not be the norm, and illuminates why initial consultations are very important meetings for her and her clients:

“The most rewarding aspect of my job is empowering people dealing with family law issues so that they feel less hopeless during an emotional and very stressful transition in their life. When I meet with clients for the first time, I focus on gaining an understand of where they would like to see themselves, and their families, in the future.

Every client has a different definition of “resolution”. During the initial consultation, I focus on understanding what each client perceives to be a resolution of their matter because that will inform the legal options I propose and the level of representation I can offer. The decisions made as a result of the legal advice obtained can have significant impacts for the client and their family, and that aspect of the initial consultation is never taken lightly by me.”

What is an initial consultation?

At Banaszek Family Law, initial consultations provide the opportunity for clients to canvas their questions about their family law and divorce matter. The lawyer’s job is explain the legal framework and the available options to move towards a resolution. Some clients wish to use their initial consultation as an opportunity to obtain independent legal advice about a discrete issue so that they may confidently take next steps as a self-represented litigant. Initial consultations are also an opportunity for clients to interview lawyers before retaining them. The initial consultation should provide the client with insights into the lawyer’s ability to communicate confusing concepts in an understandable manner, and confirm if the lawyer is the right fit as a legal representative in a very personal matter.

The meeting with the lawyer is completely confidential - this means that the lawyer cannot share anything about the conversation you have with anyone else, unless it would be valuable to do so and permission from the client is first obtained. The lawyer is also precluded from representing your spouse/the opposing party in the future, so there is no reason to worry about the private information you are divulging being used against you in any manner. Whatever your desired purpose for the initial consultation, it is important that you come prepared to ensure that you reap all the benefits of the valuable meeting.

Preparing for your initial consultation at Banaszek Family Law

For many family law clients, the initial consultation is the first time they have ever explained their very personal concerns to a stranger. Due to nerves, stress, and the novelty of the experience, many clients do not take full advantage of their initial consultation. We have compiled 5 TIPS that will help you prepare for an initial consultation with Banaszek Family Law:

TIP 1: Complete the Initial Consultation Form

For starters, complete and send back the Initial Consultation Form before attending at your initial consultation. The From will be emailed to you once your consultation is scheduled with Banaszek Family Law. The Initial Consultation Form allows you to provide details about the parties involved and a description of your matter in advance of meeting with the lawyer. Jot down some of the questions you would like to have answered by the family lawyer – this will provide the lawyer with a heads-up of which issues should be prioritized so that they can better structure your consultation to take advantage of the scheduled time. There have been occasions where the Initial Consultation Form has confirmed that the client’s legal issue is not of a family law or divorce nature, allowing us to redirect the client to another lawyer in the appropriate practice area.

TIP 2: Prepare your documents (and bring them with you!)

You should bring the following documents and items to your initial consultation:

• Your government-issued photo identification – the Law Society of Alberta and British Columbia require that the lawyer takes steps to verify the identity of the client. We will keep a scanned copy of your photo ID on file.

• Filed Court documents – these documents will alert the lawyer to any upcoming Court dates or filing deadlines. Reviewing filed Court documents will also provide the lawyer with a better understanding of the opposing party’s position so that a comprehensive strategy that meets your needs can be prepared.

• Your notes and any questions you may have (check out TIP 3 below). The initial consultation will go by very fast and we want to make sure that most of your questions are canvassed, so don’t leave it up to memory.

• A notepad and pen - if you don’t bring your own, we will provide these for you so that you may note useful resources or information explained during the consultation.

TIP 3: Write down your questions

Jot down some of the questions you would like to have answered by the family lawyer in advance of stepping foot in their office, and bring them with you to the consultation. You will likely think up many questions you would like answered in the days (or hours) leading up to your consultation. Your list of questions will guide the consultation and increase the productivity of the meeting. The initial consultation goes by quickly and we want to make sure that most of your questions are canvassed, so don’t leave it all up to memory!

TIP 4: Know the history

Be prepared to outline a history of your litigation or a general overview of what has occurred since your separation/conflict arose, if relevant. For example, what has the parenting arrangement looked like since separation? How were the finances organized in the household during the marriage and after separation? If you come prepared to explain your situation, the consultation will run more smoothly.

TIP 5: Arrive on time

Once your initial consultation is booked, make sure you know where the lawyer’s office is located and how you are going to get there. It is important that you come on time to your consultation so that you are calm, collected and can take advantage of the entire time scheduled. We guarantee that there is an hour blocked off for your consultation.

Banaszek Family Law is located on the 30th floor of the TD Canada Trust Tower, downtown Calgary. We are conveniently located on the C-Train line at the 4th Street SW stop. If you are driving in, the CORE parkade is located on 4th Street, between 8th Avenue SW and 7th Avenue SW and is open during our hours of operation.

Disclaimer: Initial consultations should be MORE than a sales pitch 

If a lawyer only uses the initial consultation as a sales pitch and promises you the ‘moon and the stars’ but does not provide you with any valuable information, be wary of their ability to represent you. You should be comfortable with the family lawyer you hire because they will be representing your interests during what is usually a highly emotional and stressful time in your life. Use the initial consultation as a time to interview your potential new lawyer – remember, it’s a two-way relationship. The lawyer must understand your perspective, goals, legal and emotional budget. They must also be able to communicate legal issues in an understandable manner. The lawyer should be able to explain what they can do and what their limitations are (whether that be time constraints or general litigation constraints).

At Banaszek Family Law, we want to make sure that your initial consultation is productive and that you receive the necessary information to take next steps on your own, or understand what our involvement in your legal matter looks like. The initial consultation is your chance to interview your future family lawyer and confirm that the relationship is a good fit.

You are one click away from taking control of your life and finding answers to your family law and divorce questions. Make the next move by scheduling your initial consultation with Adrianna Banaszek today, by clicking HERE ●

Follow Banaszek Family Law on Twitter: @BanaszekLaw, Facebook, and LinkedIn.